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Treasury bills vs fixed deposits: T-bills via SIP gain traction, but FDs still top for 1-year returns

IndiaTimes Wednesday, 13 August 2025 ()
The RBI now permits individuals to invest in Treasury bills via SIPs on its retail direct platform, aiming to increase retail participation in the bond market. While one-year bank FDs offer higher returns, T-bills outperform in shorter tenures like 91-day and 182-day maturities. This initiative allows investments starting from Rs 10,000 with auto-bidding and reinvestment options.
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